Federal Student Loans

Federal student loan applications for the 2023-24 academic year will be accepted after July 1. The Graduate School is no longer accepting applications for 2022-23.

Federal student loans may help cover the cost of attendance during the academic year. U.S. citizens and permanent residents only can apply for William D. Ford Direct Unsubsidized Loans and William D. Ford Direct PLUS Loans through the U.S. Department of Education. For more information on federal lending, interest rates, and borrowing limitations, visit the Federal Student Aid website. Have questions? Contact us via email.


Most graduate students submit applications over the summer or early in the fall semester, although students may apply for federal loans through mid-April of each academic year. 


How to Apply: Direct Unsubsidized & Grad PLUS Loans

Loan Disbursement

All federal loans are disbursed in installments, typically half during the fall semester and half in the spring.

Exit Counseling for Student Borrowers

Exit counseling for federal student loans is required when a student graduates or withdraws from the university. It informs students of their rights and responsibilities as a borrower regarding federal loan repayment.